A career across banking, products and transformation

Most recent first

Experience, responsibility and results

1. Jul 2026 – PresentBengaluru

   Independent practice

   Independent Consultant — Risk & Regulatory Advisory

   Bringing a banking and technology perspective to new mandates

   Research, advisory and consulting across investment banking, risk, finance data and regulation, including a Treasury RWA life-cycle assessment for an external consulting client, alongside doctoral research in credit risk.

   • Exploring senior leadership mandates in financial services and banking technology.
   • Seeking a first Independent Director appointment, with risk and technology committee contribution as the primary focus.

   Independent practice since July 2026; IICA Independent Directors Databank registration and proficiency self-assessment completed.

2. Jul 2023 – Jun 2026Bengaluru

   Deutsche Bank

   Vice President — Risk, Finance & Treasury Analytics

   Turning risk data and analytics into dependable bank-wide capabilities

   Finance and risk data transformation across legal entities, covering capital, stress testing and prudential reporting.

   • Took an AI/ML regulatory analytics engine from proof of concept to bank-wide production with validation and data-quality controls.
   • Established BCBS 239 data lineage and governance protocols; closed audit findings and created a pattern adopted as an enterprise standard.
   • Developed a Python net-interest-income engine anchored to EBA static-balance-sheet stress-testing requirements.

   Reported outcomes: 60% lower regulatory-analytics effort; new-process onboarding from five weeks to a single day; 25% shorter reporting cycle with 99% data quality; zero material audit findings.

3. Feb 2020 – Jul 2023Bengaluru

   Barclays

   Vice President — Market Risk & Finance Change

   Aligning risk models, data and change across a complex banking estate

   Market-risk and finance transformation spanning FRTB, the LIBOR transition, enterprise risk-data standardisation and legal-entity strategy.

   • Steered the enterprise risk-data standardisation programme across 30+ SME workstreams, covering market risk (VaR, SVaR, ES) and credit risk (PD, LGD, EAD, CVA) and consolidating golden-source risk data.
   • Led the FRTB and LIBOR transition for the Macro business, completing model calibrations to audit standard.
   • Led an enterprise-scale, front-to-back legal-entity strategic transformation, eliminating cross-entity P&L adjustments; its playbook became the firm-wide standard.

   Reported outcomes: VaR back-testing improved to 97% with zero exceptions; risk-data standardisation delivered a 20% FTE reduction; the legal-entity transformation a separate 15% FTE saving.

4. Sep 2018 – Jun 2019Kuala Lumpur

   Intellect Design Arena

   Vice President — Business Solutions Head

   Shaping banking platforms with the buyer’s priorities in view

   Solution leadership for banking clients across ASEAN, connecting product capability, regulatory requirements and client outcomes.

   • Presented platform readiness and compliance controls to bank C-suites and agreed phased delivery roadmaps.
   • Shaped a two-year Wealth Suite roadmap covering private banking, portfolio analytics and KYC, aligned with Bank Negara and Securities Commission requirements.

   Reported outcomes: client acquisition accelerated 25%; operational efficiency improved 20% within 12 months.

5. Aug 2016 – Sep 2018Bengaluru

   Shell India Markets

   Head of Trading & Risk Management Operations

   Leading people, controls and a business-critical trading platform

   Led an organisation of 220+ professionals supporting a $120M APAC commodity trading portfolio, with responsibility for operational SLAs, control frameworks and ETRM escalations.

   • Delivered the OpenLink v10 ETRM upgrade for a $30M crude portfolio on schedule, addressing Dodd-Frank, MiFID II, EMIR and REMIT requirements.
   • Redesigned risk workflows and controls; developed a graduate hiring framework adopted enterprise-wide.

   Recognition: Shell CIO Awards in 2017 and 2018. The profiles attribute $150,000 savings to the workflow and control redesign.

6. May 2010 – Aug 2016Bengaluru

   Deutsche Bank

   Assistant Vice President — Risk & Product Control Change

   Building capability while delivering regulatory change

   Risk and product-control change from front-office calculations to US and EU regulatory programmes; promoted to Assistant Vice President in the 2014 year-end cycle.

   • Founded Deutsche Bank India’s Business Analysis Centre of Excellence and grew it from zero to 120+ professionals; ran the APAC-wide CBAP programme.
   • Directed IHC, Basel III and Fed PLA regulatory programmes under US Federal Reserve scrutiny, with zero material audit findings.
   • Improved VaR accuracy, P&L attribution, IPV and reporting quality on the bank’s flagship transformation programme.

   Reported outcome: EUR 1M annual FTE savings across India and Manila delivery; the Centre of Excellence still operates.

7. Dec 2001 – May 2010Singapore and India

   Citi Singapore · FNX Solutions · TCS

   Early career — capital markets, credit risk and banking products

   Building the foundation across banks and technology providers

   Associate Consultant, Citi Singapore (2001–2006); Senior Consultant, FNX Solutions (2006–2007); Project Lead, TCS (2008–2010).

   • Built credit risk solutions across Citi Private Banking, including a credit approval system and a collateral management system with limits management.
   • Delivered FX margin-trading capability and HKMA and MAS regulatory MIS across APAC jurisdictions.
   • Designed FX, FX options, structured-product and exotics capability with Asia pre-sales responsibility at FNX Solutions.
   • Led the BaNCS wealth-management implementation at India’s largest public-sector bank, onboarding 1 million HNI customers.

   Reported outcomes: 97% customer satisfaction on the BaNCS implementation; energy commodities trade costs down 20% and processing time down 45%.

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